PENNSYLVANIA RATES

Pennsylvania is an "all inclusive" state.  That means title insurance policy rates are state regulated and include certain costs such as the title search and the closing service.  Rates are based upon your sale price or loan amount, whichever is higher.  If you have purchased title insurance from us within the past three years, you may qualify for the substitution rate (the lowest of the three most common rates).  If the property has been insured by anyone within the past 10 years, you may qualify for the reissue rate.  Otherwise you will pay the basic rate.  If you are purchasing an Enhanced Owner's Policy or Lender's Policy, which offers more coverage, your premium will increase but you still may qualify for the Enhanced substitution or reissue rate.

If you are working with an attorney, inquire if they are an "Approved Attorney" for any title insurance companies or if they would be interested in becoming an "Approved Attorney" for our company.  Approved Attorneys are able to offer the lowest insurance rates. If you are looking for an Approved Attorney or would like to become one please contact us for more information.

Insurance rates and miscellaneous costs will vary from transaction to transaction, so please feel free to call us for a rate quote which will include title premiums and all miscellaneous charges such as recording and documentation fees, certifications, notary charges, and outside attendance fees.

For a quick quote on just the title insurance premium click here.